UNDERWRITING CRITERIA

Minimum Experience Mod: 1.00

Maximum Experience Mod: Up to 350 Considered

No Minimum number of FT Employees

Minimum Wages: $50,000 /annually

IDEAL RISKS

Staffing Companies (all types)

Agriculture

Hospitality and Restaurant Chains/Franchises

Cannabis (agriculture and retail)

Security Companies

Heavy construction

Manufacturing

Food Processing / Bakeries

Cold Storage

Janitorial

Trucking / Transportation / Furniture Movers

HVAC/Sheet Metal

Masonry/Landscaping

Electrical/Plumbing

Pest Control

Warehouse Operations

Even if they have been:

Non-renewed

Cancelled

Gaps in coverage

No Coverage

Fired from State Comp

PROGRAM REVIEW/BENEFITS

"A" Rated

10-30% Cost Savings when possible

No Premium Deposit or Audit

30-80% Less Out of Pocket at Renewal

High Hazard PEO Program / HR and Legal Support

Good Agent Commissions / and perpetual renewals

Aggressive Claims Management / Loss Control

Quotes usually turned around within 3 to 5 working days

Full sales support

SUBMISSIONS

Completed Acord 130 with FEIN

>>> Must include expiring premiums/ target premiums

>>> Class code information must include employee counts for wage per wcomp code

>>> 3-5 Years of Currently Valued Loss History within 90 days of policy effective date in CA and 60 days in all other states

>>> Workers Comp supplemental application (not an Acord 125) if necesary we can supply

>>> Ex-Mod Work Sheet if possible

>>> Explanation of losses/claims over $20,000

Please email to nick@peoemperor.net

Please call or email me with any questions!

Have a Trillion Dollar Day,

Nick Minetos

PEO Emperor

nick@peoemperor.net

(505) 610-6885 direct